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   Disclaimer

Information on this Website has been compiled from sources believed to be reliable but we do not warrant, guarantee or represent that such information is accurate, complete or fair. Any opinion expressed only reflect our view at the date the opinion is given and are subject to change without notice. We accept no liability for any loss or damage howsoever arising by reliance on any information given or opinion expressed on this Website.

The information provided herein is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice where necessary. Due to the public nature of the internet and other reasons, the Internet is inherently not always a reliable medium of communication. Such lack of reliability is beyond our control. We will not accept any liability whatsoever, including but not limited to liability due to unpredictable traffic congestion, delays in transmission, interruption, transmission blackout, incorrect data transmission or interference by unauthorized persons.

By using or accessing any part of this Website, you confirm and agree to the following:

1.Legality
In certain countries, governmental, legal or regulatory requirements may restrict or prohibit the accessing and /or use of the information, products and services provided by this Website. You confirm that no such requirements apply to you or in respect of your use of this Website.

2.Information
All information, materials and opinions appearing on this Website, (including text, graphics, links or other items) are subject to change without notice at our discretion. They have been taken from public or other sources believed to be reliable and are provided by us in good faith. Although efforts have been made to ensure accuracy, we cannot accept any responsibility for and do not warrant or represent that such information, materials or opinions are true, correct, accurate, complete or fair, and they should not be relied on as such.

All data, ideas, concepts and other information collected or derived from the information made available to us through this Website shall deem to be and remain our property and we shall have free use of it without any confidentiality or other restriction, except if agreed in advance in writing or to the extent required by the law of the Hong Kong Special Administrative Region law.

3.Hyperlinks
Hyperlinks to other Internet resources are at your own risk. We do not investigate, verify, monitor or endorse the content, accuracy, opinions expressed, and other links provided by these resources.

4.License and Ownership
You shall not distribute, modify, transmit, reuse, repost, reverse engineer, decompile or make any use of the content of this Website for public, commercial or other purposes other than private personal use, without our prior consent in writing. Nothing contained in this Website should be construed as granting a license or right to use any trademarks or other intellectual property rights displayed in this Website without the written permission of the owner.

5.Copyright
All titles, copyrights and other intellectual property rights in and to this Website and its content are owned by Dao Heng Insurance Co., Ltd.("DHI") or by the respective content owner and may be protected by applicable copyright or other intellectual property laws.

6.Personal Data
The Customer agrees to be bound by Policy on Personal Data, which will apply to all data provided by the customer as well as to data arising as a result of use of the web service. All data, ideas, concepts and other information collected or derived from the information made available to DHI through this web service shall deem to be and remain DHI's property.

7.Indemnification
You will on demand indemnify, hold harmless and defend DHI against all actions, claims liabilities and costs suffered or incurred as a result of your use of this Website, including but not limited to any breach whatsoever of any or all of the above terms and conditions.


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